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If you’re looking for an affordable mortgage for your next California home loan, consider a USDA Rural Housing Loan from Trilogy Mortgage. With a USDA Loan, you may be able to achieve your goal of becoming a homeowner without having to make a down payment. USDA Loans offer 100% financing for eligible borrowers and eligible properties. Continue reading to learn more, or reach out to us for details and a free rate quote.

Want to know more? Call us today at (800) 939-4177




Home in the country



USDA Loans are a great home financing option for buyers who aren’t able to make the traditional 20% down payment that is often required on conventional loans. USDA Loans also have fairly lenient credit requirements, making them a popular choice for borrowers with less-than-perfect credit histories. Other benefits include no private mortgage insurance (PMI) and no maximum purchase price. USDA Loans also come with competitive 30 year fixed interest rates, helping your monthly payments stay low and predictable.

Ready to get a free rate quote? Call us today at (800) 939-4177

Couple working on their USDA mortgage on their home.



In addition to offering USDA Loans for Purchase, Trilogy Mortgage also provides refinancing opportunities for USDA borrowers. Talk to one of our mortgage professionals today for details and to compare today’s low rates.


In order to be eligible for a USDA Rural Housing Loan, both the borrower and the property must meet certain criteria. For instance, the borrower must fall below certain income limits (yes it is possible to earn too much money to qualify for a USDA Loan) and the home must be located in a USDA-eligible area. Talk to your real estate agent to find out if a home is located in a USDA-eligible area or check the USDA’s Property Eligibility Map online. 


Ready to get started on your USDA Loan application? There are 3 ways to begin:

Client Testimonials

Feedback from Customers

Margaret C.

Pasadena, CA (via YELP)

“My dad has worked with this lender twice before and gave me glowing reviews. I still did my own research into a handful of other companies and none of them came close to the rate offered here.”


Catherine N.

Fullerton, CA (via YELP)

“Exceptional service from end to end! Mike found the lowest rates and closing costs for us and was able to pull us away from a big bank that we used for many home purchases and mortgage refinances. He and his team did a superb job every step of the way. ”


Chuck H.

Long Beach (via YELP)

“I was referred to Trilogy and I would absolutely recommend them to all my friends, coworkers and relatives. All the paperwork was complete and accurate. The process was actually easy and I saved so much money on my mortgage.”