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Refinancing can be a great way to save money on your monthly mortgage payment, consolidate debt, or pay off your home loan sooner. Whatever your refinancing goals may be, Trilogy Mortgage can likely help you achieve those goals. We offer simple Rate & Term Refinancing, Cash Out Refinancing and even Streamline Refinancing options for VA and FHA borrowers. Not sure which refinancing option is best for you? Give us a call to compare programs and discuss the possibilities of refinancing your California property.

Call us today at (800) 939-4177




Home in Northern California


Refinanincing a mortgage can achieve different goals, depending on the refinancing option you choose. For instance, a Rate & Term Refinance can help you lock in a lower interest rate and save you money on your monthly payment. On the other hand, a Cash Out Refinance can help you draw cash from your home’s equity to help pay off other debt, like high-interest student loans, unpaid medical bills or credit card balances. If you have an FHA or VA Loan, you can take advantage of our Streamline Refinancing options for those programs (more details below).

Refinancing is a personalized process that is best undertaken with professional guidance. Here at Trilogy Mortgage, we can help take the guesswork out of refinancing and get you into a mortgage that will help you reach your financial goals.



Some of our mortgage programs offer a Streamline Refinancing option. For example, FHA borrowers can take advantage of an FHA Streamline Refinance that requires less paperwork and documentation in order to adjust the rate or term of the FHA Loan. FHA Streamline Refinancing does not require an appraisal, nor does it require verification of income or employment. This makes the process much easier and oftentimes much faster than a conventional refinance. FHA Streamline Refinancing is only available to qualified borrowers who currently have an FHA Mortgage.

For VA Loan borrowers, there is an Interest Rate Reduction Refinance Loan, or IRRRL for short. This is essentially the VA’s Streamline Refinance option. With an IRRRL, qualified VA borrowers can refinance their current mortgage with less paperwork and documentation. For example, a VA IRRRL does not require the borrower to produce their Certificate of Eligibility (COE), as they were required to do so to get the original VA Mortgage.

There are several other benefits to FHA Streamline and VA IRRRL Refinancing. Call us today to learn more.

Ready to get started? Call us today at (800) 939-4177

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There are several reasons to consider implementing a refinancing strategy into your overall financial picture. Here are a few of the most common:

  • To save money by lowering your interest rate, thereby lowering your monthly mortgage bill.
  • To enjoy long term savings by lowering the total interest paid on the mortgage.
  • To pay off the mortgage sooner by reducing the loan term (i.e. switching from a 30 year mortgage to a 10, 15 or 20 year mortgage).
  • To take out equity in the form of cash to pay off other high-interest debt (via Cash Out Refinancing)

Want to learn more? Call us today at (800) 939-4177


We know that refinancing can get complicated and can seem overwhelming. That’s why when you refinance with Trilogy Mortgage, you get one-on-one, personalized service. We’re here to help you every step of the way. Take your first step toward refinancing today by simply giving us a call.

Ready to refinance with us? Call (800) 939-4177 

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Client Testimonials

Feedback from Customers

Margaret C.

Pasadena, CA (via YELP)

“My dad has worked with this lender twice before and gave me glowing reviews. I still did my own research into a handful of other companies and none of them came close to the rate offered here.”


Catherine N.

Fullerton, CA (via YELP)

“Exceptional service from end to end! Mike found the lowest rates and closing costs for us and was able to pull us away from a big bank that we used for many home purchases and mortgage refinances. He and his team did a superb job every step of the way. ”


Chuck H.

Long Beach (via YELP)

“I was referred to Trilogy and I would absolutely recommend them to all my friends, coworkers and relatives. All the paperwork was complete and accurate. The process was actually easy and I saved so much money on my mortgage.”