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Searching for affordable home financing in California? Let Trilogy Mortgage help you explore low money down FHA Loan options. From Sacramento to San Diego and everywhere in between, Trilogy Mortgage is here to help Californians find competitvely low rates on FHA Home Loans.

Call us today at (800) 939-4177




Family in their kitchen



The FHA Mortgage is a popular home financing choice for a variety of reasons. One of the FHA Mortgage’s biggest advantages is its low minimum down payment. While most conventional mortgages require 10-20% down, our FHA Mortgage can help you become a homeowner with as little as 3.5% down. Also, FHA Mortgages tend to have less restrictive credit requirements, making them a popular choice among first time buyers, or anyone who hasn’t had the opportunity to build a significant credit profile.

Ready to learn more about FHA Loans? Call us today at (800) 939-4177

Working on a FHA streamline refinance in cell phone and laptop.



In addition to FHA Purchase Mortgages, we also provide Refinancing opportunities for FHA borrowers. Our FHA Streamline Refinance is available to eligible borrowers who currently have an FHA Mortgage and would like to switch to today’s low interest rates. And because it’s a Streamline Refinance, it requires less paperwork and documentation, making it easier to process quickly.

We also offer a Cash Out Refinancing option, allowing qualified homeowners the opportunity to refinance their FHA Loan while also drawing cash from their home’s equity.


If an FHA Mortgage doesn’t sound quite right for your needs, Trilogy Mortgage offers a wide selection of other options for California home buyers. Explore some of our other mortgage programs to find the right financing plan for you:


If you’re ready to explore our mortgage programs and receive a free rate quote, please give us a call at (800) 939-4177. We can help you find the right loan for your needs and guide you through the process, from pre-qualification to closing.

Client Testimonials

Feedback from Customers

Margaret C.

Pasadena, CA (via YELP)

“My dad has worked with this lender twice before and gave me glowing reviews. I still did my own research into a handful of other companies and none of them came close to the rate offered here.”


Catherine N.

Fullerton, CA (via YELP)

“Exceptional service from end to end! Mike found the lowest rates and closing costs for us and was able to pull us away from a big bank that we used for many home purchases and mortgage refinances. He and his team did a superb job every step of the way. ”


Chuck H.

Long Beach (via YELP)

“I was referred to Trilogy and I would absolutely recommend them to all my friends, coworkers and relatives. All the paperwork was complete and accurate. The process was actually easy and I saved so much money on my mortgage.”