Pros and Cons of Choosing an Adjustable Rate Mortgage

 An adjustable rate mortgage, or ARM, can help some home buyers save money during the first few years of their loan. But do the short term savings outweight the risks? It depends on the borrower. For some borrowers, an adjustable rate mortgage can be a great way...

Steps to Buying a Home in 2017

Is 2017 the year you buy home? Take a look at the following steps to help guide you through the process. Step 1: Do a Financial Checkup Before you get started on the path to homeownership, take stock of your finances and assess whether or not you need to make some...

Orange County Real Estate Market Report

In Orange County, California, the real estate market is going strong. As 2016 comes to a close and a new year approaches, many are wondering if that strength will continue to build in 2017, especially with talk of rising rates. In today’s post, we’ll cover...

USDA Loans in Orange County, CA

USDA Loans are a great home financing solution for home buyers on a budget. These government-backed loans allow lower-income and moderate-income borrowers obtain financing for the purchase of a HUD-approved home in certain areas. While these areas are typically less...

Should You Consider Refinancing to a 15 Year Mortgage?

Although 30 years is probably the most common timeline for most mortgages, not everyone wants to carry mortgage debt that long. Not only does it mean that it will take three decades to own the home outright, but by the time you add up the interest, a 30 year loan...

What are the pros and cons of an FHA loan?

FHA loans are a popular home financing choice throughout the United States. However, FHA loans may not always be the best option for every home buyer. While FHA loans offer a variety of great benefits, they also have a few drawbacks. Determining whether or not an FHA...