Programs
An adjustable rate mortgage, or ARM, can help some home buyers save money during the first few years of their loan. But do the short term savings outweight the risks? It depends on the borrower. For some borrowers, an adjustable rate mortgage can be a great way...
Local Real Estate Market
California’s real estate markets has been among the strongest in the nation for several years. How will 2017 measure up to the Golden State’s illustrious housing history? We looked at data from the California Association of Realtors and came up with a few...
Programs
If you’re considering an FHA Loan for your next home purchase, we’ve got some great news for you. According to an official announcement from the Federal Housing Administration (FHA), the annual premiums most borrowers have to pay on FHA loans will be...
Home Buying
Is 2017 the year you buy home? Take a look at the following steps to help guide you through the process. Step 1: Do a Financial Checkup Before you get started on the path to homeownership, take stock of your finances and assess whether or not you need to make some...
Local Real Estate Market
In Orange County, California, the real estate market is going strong. As 2016 comes to a close and a new year approaches, many are wondering if that strength will continue to build in 2017, especially with talk of rising rates. In today’s post, we’ll cover...
Programs
USDA Loans are a great home financing solution for home buyers on a budget. These government-backed loans allow lower-income and moderate-income borrowers obtain financing for the purchase of a HUD-approved home in certain areas. While these areas are typically less...
Home Buying
As rental prices increase across the country, more people are considering the purchase of rental property as a way to diversify their investment portfolio or supplement their income, or both. Here in the Anaheim-Placentia-Yorba Linda market, there are plenty of real...
Programs
Although 30 years is probably the most common timeline for most mortgages, not everyone wants to carry mortgage debt that long. Not only does it mean that it will take three decades to own the home outright, but by the time you add up the interest, a 30 year loan...
Programs
If you’re interested in buying your first home in the Anaheim-Placentia-Yorba Linda market, you’ll be glad to know there are plenty of great homes available in a variety of fantastic neighborhoods. You’ll also be glad to know that there are low money...
Programs
FHA loans are a popular home financing choice throughout the United States. However, FHA loans may not always be the best option for every home buyer. While FHA loans offer a variety of great benefits, they also have a few drawbacks. Determining whether or not an FHA...
